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Clover Business Tips · Sep 23, 2026

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The most dangerous thing about debt isn’t always the interest. Sometimes it’s that it lets you ignore the problem. When cash gets tight, you’re forced to fix what’s wrong. Debt can remove that pressure. You keep borrowing, keep paying the bills, and suddenly a temporary problem has become a few hundred thousand dollars of debt. Use debt to fund growth, not to fund losses. Borrowed money can buy you time, but it can’t fix a broken business.
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