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Clover Business Tips · Oct 14, 2026

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*Being good at what you do doesn't automatically mean you should start your own business.* As an employee, you finish work and go home. As a business owner, you're responsible for everything. Payroll, customers, cash flow, taxes, and problems that follow you home. Plus, no guaranteed paycheck, paid vacation, or benefits. *If you're making $100,000 as an employee, don't start a business just to make $120,000.* With all the extra stress, costs, and risks, the financial upside needs to be worth it. O
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